Cannes, France – July 2nd, 2025 – At EthCC Cannes, where the future of crypto meets real-world innovation, MiniPay and Noah are announcing a partnership that brings stablecoins into everyday financial life for users around the world – debuting the fully non-custodial stablecoin payment experience that connects global banking rails with local payment methods.
Stablecoins may have gone mainstream, but the experience remains fragmented and inaccessible, especially for millions of people trying to use them for their real-world financial needs. MiniPay, a stablecoin wallet built on Celo and designed for real-world use, and Noah, a global payments infrastructure provider, are solving this. Together, they are introducing the easy way to receive, convert, and spend stablecoins using both global and local rails – all within a single, non-custodial app.
“We’re proud to showcase what real stablecoin adoption looks like during EthCC. This announcement isn’t about payments in theory, but about global earnings and local spend in practice,” said Murray Spark, Head of Ecosystem & Commercial at MiniPay. “By combining global rails like ACH with local payment methods like M-Pesa, all within MiniPay’s simple, non-custodial wallet, we’re unlocking stablecoin utility for everyday users.”
Virtual USD & EUR accounts powered by Noah
Thanks to the collaboration with Noah, MiniPay users will soon be able to create virtual USD and EUR accounts, enabling them to receive payments from clients, family members, or employers via ACH and SEPA. Incoming funds will be automatically converted into USDT, USDC, or cUSD in their MiniPay wallet and available only as stablecoins – ready to withdraw in a local currency or to instantly spend with global merchants.
This feature addresses a major need for MiniPay’s growing user base, particularly among the growing base of freelancers across Africa and Latin America, migrant workers sending and receiving remittances, and geographically dispersed teams looking for a faster, more compliant way to make USD payouts. With traditional platforms often requiring foreign bank accounts and charging steep fees, MiniPay’s new virtual accounts remove those barriers, offering an easy-to-use, stablecoin-powered alternative. It also represents a turning point: for the first time, users can receive USD or EUR via traditional banking rails and use these funds through stablecoins without needing custodians, exchanges, or third-party apps.
“This is a category-defining moment,” said Shah Ramezani, CEO & Founder of Noah. “Together with MiniPay, we’re offering users global earnings with local access – no intermediaries, no delays, no friction.”
Local payments – native in MiniPay
Thanks to integration with Noah, MiniPay users will soon be able to initiate payments directly through the app using trusted local methods – no need to withdraw to local currency, since MiniPay balance becomes directly useful locally. Whether paying with Pix in Brazil, M-Pesa in Kenya, or bank transfers in Nigeria, everything will happen natively within the MiniPay wallet.
In many regions, local payment methods dominate. In Brazil, Pix is used by over 75% of adults for everyday transactions, while in Kenya, M-Pesa reaches more than 90% of the population. Credit cards are often not accepted by merchants due to high fees, making these local options not just convenient, but essential.
By integrating local payment methods directly into the MiniPay experience, this partnership transforms the app from a stablecoin wallet into a complete financial tool – one that enables third-party payments using stablecoins and trusted local rails, without requiring conversions, custodians, or separate exchanges. For the first time, users can hold a single global balance and spend it instantly across borders: from topping up airtime in Nairobi to buying açaí in Copacabana – all within one non-custodial app. This marks a breakthrough in crypto usability, delivering what may be the industry’s first consumer-ready product for real-world stablecoin payments.
The impact of the partnership
This collaboration will mark a pivotal shift in how stablecoins can be used and experienced by real users – particularly in regions where access to global payments has historically been limited.
While stablecoins have surpassed $150 billion in circulating supply (The Block, 2024), much of the infrastructure still caters to institutions rather than the millions of freelancers, remote workers, and families who need fast, reliable, and low-cost ways to send and receive funds.
With remittance fees averaging 6.6% globally (World Bank), and freelancers often losing 10-15% to platform and FX fees, MiniPay and Noah provide a compelling alternative. Users can now receive international payments in stablecoins, and spend using familiar methods – instantly and at minimal cost.
While MiniPay is currently available in over 50 countries, this new functionality expands users’ ability to send payments to over 70 destinations via local rails like M-Pesa and Pix. Together with its non-custodial design, the solution helps users retain full control of their funds and transact globally without intermediaries.
Importantly, it delivers an intuitive user experience tailored for the way people already pay – without any technical barriers, and without a crypto learning curve.
Track record and reach
MiniPay has quickly become one of the most adopted stablecoin wallets across emerging markets. With over 8 million wallets activated, 200 million processed transactions, and availability in 50+ countries, it allows users to send, receive, convert, and spend stablecoins with zero fees. Its use cases include airtime purchases, utility bill payments, digital subscriptions, remittances, and micro-earnings.
Noah complements MiniPay’s user-first experience with a single API that connects fiat and crypto payment flows across Latin America, Africa, and Asia. Fully compliant in over 70 countries, Noah embeds local payment rails directly into partner apps, while also offering integrated FX and treasury management – making it one of the fastest-growing platforms enabling Web3 and fintech payments globally.
Together, MiniPay and Noah are setting a new standard for borderless and affordable digital finance.
Experience the future of simplified, secure digital finance with MiniPay – download MiniPay today.
About MiniPay
MiniPay is a lightweight, non-custodial stablecoin wallet built on the Celo blockchain and developed by Blueboard Limited, an Opera company. MiniPay is designed to make digital finance accessible, affordable, and user-friendly – especially across emerging markets. Integrated directly into the Opera Mini browser and available as a standalone Android and iOS app, MiniPay enables users to send, receive, and save stablecoins like cUSD, USDC, and USDT with sub-cent fees, no gas management, and a phone number-linked experience. Since its launch in 2023, MiniPay has expanded to over 50 countries and surpassed 8 million activated wallets, making it one of the fastest-growing stablecoin wallets globally. Learn more at www.minipay.xyz
About Noah
Noah is building the essential payment infrastructure for seamless global money movement via stablecoin. Its platform offers accessible API, low-code, and no-code integrations for a wide range of use cases and enterprise clients. Noah is dedicated to revolutionising international money transfers and catalysing the widespread adoption of stablecoins.